Automatic Stays - Irvine, CA

Protecting Clients from Creditors & Foreclosure in Orange County

If you are facing foreclosure, it is crucial that you take action as soon as possible. Fortunately, there is a way to stop foreclosure and it is called an automatic stay. This legal tool can be used to protect you from foreclosure and stop your lender from trying to repossess your home.

If you have received a notice of foreclosure, contact The Law Offices of Joseph M. Tosti, APC immediately. Our Irvine automatic stays lawyer is ready to help you take action and protect your home from foreclosure.

Call (949) 245-6288 now or contact us online to learn more about how you can stop foreclosure and creditors with an automatic stay.

What Is an Automatic Stay?

An automatic stay is a court order that is issued by a bankruptcy court and it immediately halts any foreclosure proceedings or repossessions. It also stops any collection efforts by your creditors.

The automatic stay is issued when you file for bankruptcy and it is effective immediately upon filing. Your creditors cannot harass or collect payment from you while the automatic stay is in place.

What Is the Automatic Stay Good For?

The automatic stay is good for several things. It can protect your home from foreclosure and it can also stop repossession of your car. It can also stop any further collection efforts by your creditors.

The automatic stay can also be used to protect your wages. If you are a wage earner, an automatic stay can be used to prevent your employer from taking any further payments from your paycheck. It can also stop creditor harassment.

How Long Does an Automatic Stay Last?

An automatic stay will remain in place until your bankruptcy case is resolved. You will need to file a bankruptcy petition and then attend a 341 meeting of creditors. At this meeting, you will need to prove that you have enough disposable income to pay back your creditors.

Once this meeting is over, the automatic stay will be extended for the length of your repayment plan. Once your plan is complete, your bankruptcy case will be officially discharged and your debts will be considered discharged as well. You will no longer be responsible for paying off these debts.

Why Choose Our Irvine Automatic Stays Lawyer?

Our bankruptcy lawyer in Irvine can help you file for bankruptcy and put an automatic stay in place. We can help you file for bankruptcy and ensure that you get the automatic stay that you need to protect your home from foreclosure. We can also help you file for bankruptcy and help you get an automatic stay to protect your wages from garnishment.

If you are facing foreclosure, our bankruptcy lawyer in Irvine can help you take action and protect your home from foreclosure. We can help you file for bankruptcy and put an automatic stay in place to protect you from foreclosure and stop your lender from trying to repossess your home.

Why Choose The Law Offices of Joseph M. Tosti, APC?

Our bankruptcy lawyer in Irvine can help you file for bankruptcy and put an automatic stay in place. We can help you file for bankruptcy and ensure that you get the automatic stay that you need to protect your home from foreclosure. We can also help you file for bankruptcy and help you get an automatic stay to protect your wages from garnishment.

If you are facing foreclosure, our bankruptcy lawyer in Irvine can help you take action and protect your home from foreclosure. We can help you file for bankruptcy and put an automatic stay in place to protect you from foreclosure and stop your lender from trying to repossess your home.

Contact Our Irvine Bankruptcy Lawyers

If you are facing foreclosure, it is crucial that you take action as soon as possible. Fortunately, there is a way to stop foreclosure and it is called an automatic stay. This legal tool can be used to protect you from foreclosure and stop your lender from trying to repossess your home.

If you have received a notice of foreclosure, contact The Law Offices of Joseph M. Tosti, APC immediately. Our Irvine automatic stays lawyer is ready to help you take action and protect your home from foreclosure.

Call (949) 245-6288 now or contact our Irvine bankruptcy lawyers online to learn more about how you can stop foreclosure with an automatic stay.